At Prism Total, we believe every business deserves the right protection, clarity, and confidence when it comes to insurance and financial solutions. We are more than auditors — we are partners who uncover hidden opportunities, streamline policies, and position our clients for long-term success.
Meet the Team of Professionals
Our team is built on experience, integrity, and strategy. At Prism Total, we’re more than insurance auditors—we’re trusted partners who provide the complete picture. From uncovering refunds and securing smarter coverage, to simplifying payroll and delivering bonding solutions, our experts are committed to protecting your business and fueling your growth.
Justin Nasab
Founder - CEO
Michael Pino
Founder - COO
Chris Torres Jr.
Insurance Broker
Larry Chavez
Payroll Services
Chris Torres
Insurance Auditor
Why settle for average when you can unlock extraordinary?
Most providers sell policies. Prism Total finds money you didn’t even know you were owed—often hundreds of thousands—then reinvests it back into your growth.
We combine expert insurance audits with smarter policies, streamlined payroll, and bonding solutions that position your business to win bigger projects.
While others give you coverage, we give you an edge: leaner costs, stronger protection, and a partner dedicated to fueling your success. With Prism Total, you don’t just save—you scale.
Mission
Helping contractors and business owners unlock hidden refunds, run leaner policies, and fuel growth with confidence.
Vision
To be the trusted partner for businesses of all sizes and industries — from contractors to service providers — turning savings into reinvestment, protection, and long-term growth.
Values
Transparency. Partnership. Impact.
Clear answers, trusted allies, real results.
Who We Are
At Prism Total, we uncover hidden refunds—often hundreds of thousands—by making insurance work for you, not against you. We recover overpaid premiums, secure smarter policies, and put money back in your pocket to fuel growth, protection, and opportunity.
$1,563,836
RECOVERED FUNDS
87
NEW POLICIES
453
PROJECTS
76
SATISFIED CLIENTS